HDHP/HSA MembersConsumerDirect HSA Solution

ConsumerDirect HSA Profile

Profile: Chelsea

Chelsea contributes $200 a month pre-tax to her HSA. She also deposited $600 into her HSA this year to maximize her savings. She can take the $600 as a federal tax deduction and has $3,000 to use on qualified medical expenses. Any money Chelsea does not use this year will automatically roll over.

Chelsea's HSA Savings
	$2,400	Pre-Tax Payroll Contribution
+	$600	Tax-Deductible HSA Contribution
=	$3,000	HSA Savings for Expenses*

* Qualified medical expenses only. Sample illustration. Your results will differ. State taxes may vary. Consult your tax advisor.

Take more control with EmblemHealth

Explore this site and your Member site to learn how the ConsumerDirect HSA from EmblemHealth can become an important part of a healthier future!

What is a ConsumerDirect HSA?

A ConsumerDirect HSA solution has three components

A qualified High Deductible Health Plan

An individual Health Savings Account

Your HSA rolls over year after year

Why is a ConsumerDirect HSA important?

ConsumerDirect plans may have lower premiums

You have more choices

You have more control

Our HSA plans include preventive care

How does a ConsumerDirect HSA work?

You can use your HSA tax-free for qualified expenses

A ConsumerDirect HDHP may have lower premiums

Fund your HSA up to the annual IRS limits

Maximize the preventive care benefits

EmblemHealth ConsumerDirect PPO and EPO coverage is underwritten by Group Health Incorporated (GHI). This site offers information drawn from sources that are believed to be reliable, but it cannot be guaranteed as to completeness or accuracy. The content is not intended to be, and should not be relied upon as, tax, legal, financial, or health planning advice.